The honest short version: CreditSecurity earns commissions when you sign up for partner services we link to. This costs you nothing extra. We only recommend services we genuinely believe are worth your consideration, and our rankings are driven by your assessment answers — not by which partner pays us most.
How CreditSecurity Makes Money
CreditSecurity is an independent, ad-free publisher. We're funded primarily through affiliate commissions — small payments we receive when visitors discover a partner service through our site and choose to sign up.
This model lets us keep the assessment, risk reports, and educational content completely free for you, while supporting the time and cost of researching, building, and maintaining the Service.
Our Partners
We participate in affiliate programs for identity protection and credit monitoring services. Our current partners include (and this list may change as we add or remove partners):
- Aura — comprehensive identity, financial, and device protection
- IdentityGuard — credit monitoring and identity restoration services
- LifeLock by Norton — identity theft protection with restoration support
If any of these partnership arrangements change, or we add new partners, we'll update this list. Active links throughout the Service may include tracking codes that identify CreditSecurity as the referring site.
How Affiliate Links Work
An "affiliate link" is a special URL that tracks where a customer came from when they sign up for a partner service. Here's exactly what happens when you click one:
- You click a partner button or link on CreditSecurity
- You're taken to the partner's website (Aura, IdentityGuard, LifeLock, etc.)
- The partner's site notes that you arrived from CreditSecurity
- If you sign up for their service (now or within their tracking window), they pay us a commission
- You pay the same price as anyone else. The commission comes from the partner's marketing budget, not from your wallet
Our Editorial Principles
How we keep our recommendations honest
- Answer-driven, not commission-driven. The "Best Match" recommendation in your full report is based on which service's features best fit the vulnerabilities identified in your assessment — not on which one pays us the most.
- We disclose every partner. Every service we link to as an affiliate is listed on this page. If we don't have a financial relationship, we say so.
- We share both pros and cons. No service is perfect for everyone. Our comparisons include real limitations, not just selling points.
- We don't promote services we wouldn't use ourselves. If a partner's product or company practices don't meet our standards, we drop them — regardless of payout.
- We don't take payment for positive coverage. Partners cannot pay to be ranked higher, featured more prominently, or to suppress negative information about their service.
What This Means For You
You can trust that the services shown in your personalized comparison were chosen because they match your answers — not because of how much they pay. The order in which they appear, the features highlighted as most relevant to you, and the "Best Match" recommendation are all driven by the algorithm we built, applied to the answers you provided.
You're always free to:
- Sign up for any of these services directly without using our links
- Compare them against competitors we don't partner with
- Skip them entirely and take other steps to protect your identity
Using our affiliate links is a free, optional way to support CreditSecurity if you find our tools and content useful. We're grateful when you do — it keeps the lights on.
FTC Compliance
This disclosure is provided in compliance with the U.S. Federal Trade Commission's Guides Concerning the Use of Endorsements and Testimonials in Advertising (16 CFR § 255). Wherever you encounter content on CreditSecurity that includes affiliate links, we want you to know about the relationship — that's why we link to this page from our footer and throughout the Service.
Amazon Associates Disclosure
If we ever participate in the Amazon Services LLC Associates Program in the future, this section will be updated. At present, we are not Amazon Associates and do not earn commissions from Amazon purchases.
Changes to This Disclosure
We may update this Affiliate Disclosure when we add or remove partners, or when our editorial practices change. The "Last updated" date at the top reflects when we last revised this page.
Questions?
If you have any questions about how we earn money, our editorial practices, or specific recommendations, please reach out:
Email: contact@creditsecurity.net
CreditSecurity
Melbourne, FL